When you’re craving a juicy burger and crispy fries, In-N-Out Burger is a popular choice. But if you’re using government assistance like EBT (Electronic Benefit Transfer) cards, you might wonder if you can pay for your meal there. This essay will explore the topic of whether In-N-Out accepts EBT, providing a clear answer and some extra information about how EBT works and what you can buy with it.
The Simple Answer: Does In-N-Out Accept EBT?
Unfortunately, In-N-Out Burger does not accept EBT cards. This means you can’t use your SNAP benefits to buy food at their restaurants. They only accept cash, credit cards, and debit cards.

Why Doesn’t In-N-Out Accept EBT?
The reason In-N-Out doesn’t accept EBT is mostly about the rules of the SNAP program. The Supplemental Nutrition Assistance Program (SNAP), which is what EBT cards are typically used for, is designed to help people buy food. However, there are rules about what types of businesses can accept EBT. These rules often focus on whether the business primarily sells eligible food items.
One of the key factors is the “50% rule”. The USDA, which oversees SNAP, has rules about the kind of food that has to be sold in order for a business to be authorized to take EBT. This rule states that for a store to be eligible, more than 50% of the store’s food sales must come from eligible food items. In-N-Out is primarily known for its hot, prepared foods, like burgers and fries, not raw ingredients that you would typically buy to cook yourself. Because of this, In-N-Out likely doesn’t meet the requirements to accept EBT.
Another possible reason is the administrative burden and cost. Setting up the equipment and systems to accept EBT can be costly for a business, especially if they are a smaller company like In-N-Out. There’s also the need for employee training and handling the accounting properly.
Keep in mind that this can change over time. Restaurants are always changing to keep up with the times.
What Can You Buy With EBT?
EBT cards, funded by SNAP, are meant to purchase certain food items to help people with a low income afford to eat. It is important to note that there are restrictions on what you can and cannot buy with your EBT card. Understanding these rules is important to avoid any issues when shopping.
Generally, EBT can be used to buy “staple” foods at authorized retailers, but they are not for ready-to-eat hot foods. These typically include:
- Fruits and vegetables
- Meat, poultry, and fish
- Dairy products
- Breads and cereals
- Seeds and plants to grow food
You cannot use EBT to buy non-food items. This is an important distinction to keep in mind.
- Alcoholic beverages
- Tobacco products
- Vitamins and supplements
- Pet food
This list provides a good overview. Be sure to check for specific regulations in your area to ensure that you are complying with the law.
Where Can You Use Your EBT Card?
Your EBT card can be used at a variety of locations, but it is essential to find out which ones. The eligibility of a store to accept EBT can change, so it’s crucial to check and confirm before attempting a purchase. This ensures you do not run into any surprises at the checkout.
EBT cards are widely accepted at:
Type of Store | Examples |
---|---|
Grocery Stores | Safeway, Kroger, Walmart |
Supermarkets | Trader Joe’s, Whole Foods |
Farmers Markets | Local Farmers Markets |
Some Convenience Stores | 7-Eleven, Circle K (check for signs) |
Always look for EBT signs posted at the checkout, or ask a store employee to confirm. You can also use the USDA’s online SNAP Retailer Locator to find authorized retailers in your area.
Finding Alternatives to In-N-Out
If you’re on EBT and want to eat at a restaurant, you might have to look for different options, since In-N-Out doesn’t accept it. Luckily, there are other restaurants that may accept EBT, depending on where you live. Also, you can purchase many groceries at the store to create the meals that you want.
Some fast-food restaurants accept EBT, especially in certain states. These could be chains or smaller local businesses. Check for signs at the restaurant before ordering to be sure. Look for:
- Subway
- Burger King
- Taco Bell
Some grocery stores like Safeway and Kroger have prepared food sections where you can buy meals using your EBT card. Some local cafes or delis might also participate, but it’s a good idea to call ahead or check their website for confirmation.
Ultimately, it’s all about what you and your family want and how to keep up with the rules.
The Impact of Restaurant Policy
The policy of not accepting EBT at In-N-Out Burger, like any business, can impact its customers. Those who rely on SNAP benefits have a more limited set of choices.
For customers, this means having to plan ahead or making other decisions if they rely on SNAP. They would either have to budget with cash or use a debit card. They could also consider bringing food to a gathering at In-N-Out.
For In-N-Out, it can mean that the business may lose the potential customers. Although it is not possible to know for sure, the company has decided that it will still not take EBT. Some of the things that could impact that decision include the company’s business goals, values, and other factors.
Tips for Managing Your EBT Benefits
Making the most of your EBT benefits involves more than just knowing where you can spend them. There are strategies to maximize your budget and make healthy choices.
One simple tip is to plan your meals. This helps you to buy only the items you need and reduces the risk of wasting food. Preparing a shopping list based on your planned meals is a good start.
Another effective strategy is to compare prices. Checking prices at different stores, and comparing unit prices (price per ounce, for example) can help you stretch your food budget.
- Buy in bulk when it makes sense.
- Look for sales and discounts.
- Consider store brands.
- Cook at home more often.
By following these tips, you can maximize the impact of your EBT benefits.
Conclusion
In summary, while In-N-Out Burger offers a popular dining experience, it does not currently accept EBT cards. This is because the restaurant likely does not meet the requirements for SNAP participation, which are intended to provide access to staple foods for those in need. Although it’s disappointing if you rely on SNAP benefits, understanding the rules of EBT and exploring alternative restaurant options can still help you enjoy a meal out. Remember to always check for EBT acceptance before ordering, and plan your meals accordingly to make the most of your budget.